In a world where loans are life itself, and time is the only currency that matters, Gun Tager has nothing. Raised in the mud and hardened by loss, he watched his mother succumb to the ruthless penalties of the loan system—a death sentence for those who fail to pay on time.

Determined to escape the cycle of poverty and debt, Gun tries to live by the system’s rules, only to realize it’s rigged against people like him. With time running out and death looming over every missed payment, he discovers whispers of dangerous loopholes—ways to beat the system that few survive.

Gun sets out on a treacherous path to dismantle the very foundation of the loan system, knowing the price of failure is fatal. To become the supreme ruler, he must outsmart the elite, dodge merciless enforcers, and ultimately, break the bank.

But in a world where money is power and power corrupts, will Gun rise above the system, or will he become another cog in the deadly machine?

A thrilling tale of rebellion, survival, and ambition, The Loan System explores the price of freedom in a world where every second counts.

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THE LOAN SYSTEM